At $40 this is a budget listing; the maths still has to work, and it works when the page is topical and the host is active.
There is a practical reason to write for the archive here: finance queries are evergreen and the same articles keep returning search traffic for years, which means a contextual link from a well-maintained finance title outlives a placement on a news feed. It also means the site's existing anchor neighbours are visible, permanent and worth checking before you order.
Within the Finance section of the index — 8 listings, 43 median DA, 4.5k median traffic, $37.50 median price — this placement is 7% above the median on cost and roughly 41% of the index median on audience. Listings in that section range from $20 at the cheap end, so the question is not whether $40 is high for a link, but whether it is high for this one.
Expect 51 DA sites in this category to reject a second link outright and to be suspicious of any anchor containing 'loan', 'insurance' or 'invest'. The pieces that get published with a link intact are the ones where the link is to a calculation, a dataset or a document the article itself would be worse without.
Our observation on this host is do-follow outbound links in editorial content. That is the attribute, not the value: the 51 DA and 2.3k monthly visits are what the attribute is attached to.